Luke's real life auto insurance quote came back at 303 dollars a month. Luke got pissed... and put his new webcam to use. (Like all of our stuff, it's scripted.)
As an 18 year old male I pay $1500 a year for insurance. I've never been in an accident. Meanwhile my classmate who is a 19 year old female pays less than I do despite always talking about how many accidents she gets into.
Words are as good as the person they come out of. These are insurance companies and they make billions not out of the goodness of their hearts, but what comes our of their mouths. A promise in court is as good as a promise stopping a bullet. Do your research and have it all in writing and ask questions!!!!!! Ask about the difference in coverages. They are trying to keep you from getting the better deal.
So, when this was all happening, I asked why was I never told this about the additional coverage's being so cheap. Their answer was, and this is no joke....."We are not required to advise you of any additional coverages." And this was from a huge and well respected Southern California insurer that loves to play up the "family values" it upholds in their lovely magazine. You know who they are.
Then the agent is so sympathetic as to why you did not get the additional coverage of $200,00 for only $200 a year more. "Then you watch your life savings go away into the hands of an attorney. You insurer saved $200,000 and only was short of their premium by $200. Yes they made less money ($200) but saved $175,000. That is how they really work Don't believe me? I was a victim of one!!!!
The funny part is that they are not required to tell you that. They cannot lie to you, but they will not offer it to you. You must ask for it. When you ask the agent, if you are fully covered, their answer is always "Yes." Yes, you are fully covered, as per the law. Which is the bare minimum. So you've left their office thinking you are "fully covered" and then you get in an accident with damages $100,000+ This is about the time when the agent wonders why you only had $25,000 coverage.
Here are the facts. Auto insurance companies take a premium and agents make a commission. Here's the tricky part. They want you to pay the most and get paid out the least. How else would the same company insure you and pay you? That is like dealing with a schizophrenic, but that is what they are like. Two different person altogether. For example, you pay $1,000 per year for $25,000 coverage. But you will not be told that for $200 extra, you can get $200,000 coverage.
@gavril08 I didn't even watch the video. . don't know what it is about. . I just know the General is annoying in his commercials. . . I was mocking his gay ass!
@gavril08 Ideally women SUCK when driving..as in when I am driving. Nothing wrong with a good roadie! I took a croos country road trip with a gal in college and got a roadie in 17 different states!!! Got a roadie going past the St. Louis Arch, at Yosemite, at Mount Rushmore, on the vegas strip, over hoover dam. . . .etc. . etc. . . Yeah . it was nice. . . several times we had to stop and I had to throw a blanket on the ground and the lick it and stick it!! Ahhhhhhh what great memories!
The general's gay . . . a total queer... . he wants your meat . . . and wants your rear, , ,He'll lube your butt with vasaline . . . to slide in smooth and pull out clean! HA HA HA!
"You know what they say about people with big feet don't ya?" "They have big penises?" This guy's definitely been listening to Ryan Stiles on Whose Line.
top commenter, stop being a dick and spoiling the video! geez! now i will never know how it feels to have watched the video without knowing ahead of time . -_-
As an 18 year old male I pay $1500 a year for insurance. I've never been in an accident. Meanwhile my classmate who is a 19 year old female pays less than I do despite always talking about how many accidents she gets into.
ReplyDeleteMisandry, fuck yeah.
Probably time to get a new insurance quote
ReplyDeleteWords are as good as the person they come out of. These are insurance companies and they make billions not out of the goodness of their hearts, but what comes our of their mouths. A promise in court is as good as a promise stopping a bullet. Do your research and have it all in writing and ask questions!!!!!! Ask about the difference in coverages. They are trying to keep you from getting the better deal.
ReplyDeleteSo, when this was all happening, I asked why was I never told this about the additional coverage's being so cheap. Their answer was, and this is no joke....."We are not required to advise you of any additional coverages." And this was from a huge and well respected Southern California insurer that loves to play up the "family values" it upholds in their lovely magazine. You know who they are.
ReplyDeleteThen the agent is so sympathetic as to why you did not get the additional coverage of $200,00 for only $200 a year more. "Then you watch your life savings go away into the hands of an attorney. You insurer saved $200,000 and only was short of their premium by $200. Yes they made less money ($200) but saved $175,000. That is how they really work Don't believe me? I was a victim of one!!!!
ReplyDeleteThe funny part is that they are not required to tell you that. They cannot lie to you, but they will not offer it to you. You must ask for it. When you ask the agent, if you are fully covered, their answer is always "Yes." Yes, you are fully covered, as per the law. Which is the bare minimum. So you've left their office thinking you are "fully covered" and then you get in an accident with damages $100,000+ This is about the time when the agent wonders why you only had $25,000 coverage.
ReplyDeleteHere are the facts. Auto insurance companies take a premium and agents make a commission. Here's the tricky part. They want you to pay the most and get paid out the least. How else would the same company insure you and pay you? That is like dealing with a schizophrenic, but that is what they are like. Two different person altogether. For example, you pay $1,000 per year for $25,000 coverage. But you will not be told that for $200 extra, you can get $200,000 coverage.
ReplyDeletethe driving talent part is so good :D
ReplyDeletemy god.. that's freakin suck. but nice to share :)
ReplyDelete@Boninja88 thats true!!!!! tom delonge is the man lol
ReplyDeletewhat?
ReplyDelete@LordHugenstein sorry who is the General? :/
ReplyDelete@gavril08 I didn't even watch the video. . don't know what it is about. . I just know the General is annoying in his commercials. . . I was mocking his gay ass!
ReplyDelete@LordHugenstein i live in the uk so i dont know most of those areas but the trip sounds cool... bro XD
ReplyDelete@gavril08 Ideally women SUCK when driving..as in when I am driving. Nothing wrong with a good roadie! I took a croos country road trip with a gal in college and got a roadie in 17 different states!!! Got a roadie going past the St. Louis Arch, at Yosemite, at Mount Rushmore, on the vegas strip, over hoover dam. . . .etc. . etc. . . Yeah . it was nice. . . several times we had to stop and I had to throw a blanket on the ground and the lick it and stick it!! Ahhhhhhh what great memories!
ReplyDelete@Yceb0x I had a size ten shoe at age 10 and by the time I was 18 I had a size ten #$CK!!!!
ReplyDeleteThe general's gay . . . a total queer... . he wants your meat . . . and wants your rear, , ,He'll lube your butt with vasaline . . . to slide in smooth and pull out clean! HA HA HA!
ReplyDeleteThomas Delonge from Blink 182 went through a second puberty. It made his voice change and quite possibly made him a better driver.
ReplyDeletehahahaha king of straight faces....
ReplyDelete
"You know what they say about people with big feet don't ya?"
ReplyDelete"They have big penises?"
This guy's definitely been listening to Ryan Stiles on Whose Line.
@zcarinsuranceCOM Closer to 3.
ReplyDeletetop commenter, stop being a dick and spoiling the video! geez! now i will never know how it feels to have watched the video without knowing ahead of time . -_-
ReplyDelete@gavril08 ikr some people are idiots
ReplyDeletelol awesome troll
ReplyDeletebut women suck at driving wtf?
ReplyDelete